Independent Medicare help · Austin, TX
Medicare made simple.
Coverage made personal.
Compare plans, check your eligibility, and talk to a licensed advisor — no pressure, no jargon. Insurance companies pay our fee, so you pay nothing for our help.
Ask SilverShield anything about Medicare
Type a question and we’ll point you to the right tool — eligibility, plan comparison, drug costs, enrollment windows. Built on live plan data your own AI assistant can use too.
How we help
Everything you need, handled with care
Navigate Medicare “red tape”
Parts A, B, C and D, deadlines and paperwork — we translate it all into plain English and handle the legwork.
Understand all your options
Advantage, Supplement (Medigap) and Part D, compared side by side so you can choose with confidence.
Avoid lifetime “gotcha” penalties
Miss a window and you can pay more for the rest of your life. We make sure you enroll on time, every time.
A custom plan for lifetime care
We match coverage to your doctors, prescriptions and budget — and review it every year as your needs change.
All at no cost to you.
How it works
Get the right Medicare plan in 3 steps
Tell us about you
Your doctors, prescriptions and budget. No cost, no pressure — ever.
Get a personal comparison
We compare the Medicare Advantage, Medigap and Part D plans we offer against your needs.
Enroll & get ongoing support
We handle enrollment and stay your advisor for claims, appeals and annual reviews.
Our plans
SilverShield coverage, built around you
SilverShield Essential
$0/mo
All-in-one Part C coverage with a $0 monthly plan premium, plus everyday extras.
- $0 plan premium
- Dental, vision & hearing extras
- Part D drug coverage included
SilverShield Plus
$29/mo
PPO flexibility to see out-of-network providers without referrals — ideal if you travel.
- See out-of-network providers
- No referrals needed
- Nationwide flexibility
SilverShield Secure
$128/mo
Predictable costs and the freedom to see any provider in the U.S. that takes Medicare.
- See any Medicare provider
- Very low out-of-pocket
- No networks
SilverShield Rx
$14/mo
Standalone prescription drug coverage with the 2026 out-of-pocket cap built in.
- Broad drug formulary
- 2026 ~$2,100 out-of-pocket cap
- Pairs with Medigap
Sample plans for illustration. Actual plan availability, benefits, and pricing vary by ZIP code and eligibility. We do not offer every plan available in your area.
Our services
Explore services, plans & options
Medicare Enrollment Assistance
Turning 65 or new to Medicare — we guide every step of your Initial Enrollment.
Plan Comparison
Advantage vs. Supplement vs. Part D, compared for your exact situation.
Annual Coverage Review
Plans change yearly. We check yours every fall so you never overpay.
Claims Support & Appeals
A real advocate for when something goes wrong.
Keep Your Doctor
We help confirm your providers and prescriptions are covered before you switch.
Drug Cost Review
Make sure your prescriptions are covered at the best possible price.
Coverage
Medicare products we offer
Medicare Advantage
Medicare Supplement (Medigap)
Part D Prescription Drug Plans
Dental, Vision & Hearing
Hospital Indemnity
Life & Final Expense
Coverage that has your back
Your personal Medicare & insurance consultant
Dale Hofer brings a broad understanding of Medicare and other senior coverages — and the patience to make sure you understand every option before you decide.
Meet Dale Hofer →Resources
Latest Medicare guidance
Medicare in Lincoln County, SD: Your 2026 Plan Guide
Harrisburg, Tea and Canton anchor one of South Dakota's fastest-growing counties — but the choices that decide your costs are local. We map the 2026 Lincoln County plan landscape with real data: the new Part D $2,100 cap, the Sanford-vs-Avera network question, and the county's chronic-condition picture from CDC PLACES.
Read →
Turning 65 in Sioux City, Iowa: Your 2026 Medicare Roadmap
Your 7-month Initial Enrollment Period, the four parts of Medicare, the Siouxland plan landscape across Woodbury County, the new 2026 Part D $2,100 out-of-pocket cap, and the MercyOne-vs-UnityPoint St. Luke's network choice that decides your costs.
Read →
The 2026 Part D $2,100 Drug Cost Cap Explained for Sioux Falls Medicare Beneficiaries
The first annual ceiling in Part D history: how the new $2,100 out-of-pocket cap works, who benefits most among Sioux Falls beneficiaries, and how formulary tiers — not premiums — become the deciding factor when choosing among the 15 drug-carrying plans in Minnehaha County.
Read →Got questions?
We have lots of great answers
What if I’m already on Medicare?
We can still help — at no cost. We’ll review your current coverage, check that your doctors and prescriptions are covered, and compare it against the plans we offer to see if you could be paying less or getting more.
Do you charge for your time?
No. Insurance companies pay our fee, so you don’t pay a thing for our services. You get unbiased guidance at no cost to you.
What are “lifetime penalties”?
If you don’t enroll in Medicare Part B or Part D when you’re first eligible (and don’t have other qualifying coverage), you can owe a permanent late-enrollment penalty added to your premium for as long as you have Medicare. We make sure you enroll in the right window so you avoid them.
Is it true I could lose my doctor?
Some Medicare Advantage plans use provider networks, so the wrong plan could mean your doctor is out of network. Before you enroll, we confirm your physicians and prescriptions are covered by the plan you choose.
What about additional coverages?
Beyond core Medicare, we can help with dental, vision and hearing, hospital indemnity, and life or final-expense coverage — so the gaps Medicare leaves are covered too.
Let’s connect
Get your free, personalized Medicare roadmap from a licensed advisor who has your back.
TTY: 711 · Mon–Fri 8am–8pm CT